Find Colleges Online

Find the Just Right College for You

Archive for March, 2009

College is obscenely expensive and becoming more so by the year. Not only is there the enormous cost of tuition, but students must also account for the expense of books, miscellaneous campus fees, transportation, dorm fees, and food. Online colleges aren’t cheap either.

Some people’s parents can afford to pay for college, but others have to be more resourceful and work their way through school.

A person who really wants something in life can find a way to attain it. That often means being clever as well as working hard.

There are numerous opportunities to make the money to cover college expenses. After you read this, talk with the financial aid offices of the school to which you want to go or are already attending.

1. Loans

The most common means of paying for school is by borrowing the money from a bank. Every bank has a program that offers educational loans, even if you don’t yet have any established credit.

Shop around for loans with the lowest interest rates and those that don’t start accumulating until you leave school or later. The school to which you are applying may have a specific loan program that they would prefer you use.

2. Work-study Jobs

Most schools have special employment opportunities that are only available to students who need help paying for school These jobs are at the school you attend, generally pay well, and often permit you time to study while on the job.

They are better than jobs outside of school because they are close to where you go to class and will normally be very flexible to accommodate your class schedule.

3. Scholarships from Outside the School

There are literally thousands of scholarships, ranging from $50 to full tuition. Businesses and nonprofit organizations alike offer scholarships to help students attend college. Each scholarship is aimed toward something slightly different.

Whatever your background ethnically, religiously, or ideologically, chances are there are several scholarships available that can meet your need. You simply have to find them.

4. Financial Aid from Your School

Most schools have lots of money to give away and only charge the wealthiest students full tuition along with room and board. See what kinds of scholarships and aid your school offers. If they don’t provide you enough money to cover your costs, let them know you will be unable to attend without additional funding.

5. Jobs with Time to Study

If you have to work – even full time – to pay for college, you had better get a job that affords you time to study while working.

There are many jobs which pay well and at which it is acceptable to do schoolwork. Some examples are security guards, receptionists, and cashiers at slow businesses, libraries, or museums.

If you need to pay for college, be creative. There are countless ways to make money, especially for people as young and active as college students.

Anyone can attend college, no matter how limited their financial resources, if they know how to obtain scholarships to cover the expenses. There are literally thousands of scholarship opportunities available for the taking. You simply need to find and apply for them.

There are a variety of scholarship types, each given out for a slightly different reason. Following are some of these scholarships and how you may qualify.

Academic Achievement

Scholarships are granted to students who have good grades and can write a cohesive essay. These scholarships might originate from the schools themselves, businesses, or nonprofit groups. They generally require you to have already earned very good high school grades and to write an essay on a provided topic. High SAT scores and some extracurricular activities can influence scholarship decisions as well.

Sports Star

Perhaps the most exciting way to earn a scholarship is to be great at a competitive sport. Some schools will offer athletes the means to attend just so you can play for their team. On occasion, you can apply for these scholarships, while in other instances a college representative will actually visit and attempt to recruit you. In recruiting situations, your grades are not as important as long as you meet the school’s minimum grade point average.

Musician or Artist

If you are a good musician or artist and able to impress people with your skills, then you can usually find at least some college-bound money. There are many nonprofit organizations dedicated to supporting the arts and will assist your college pursuit if they think your talent has promise. Schools that focus on art and music may also recruit you if their representatives think you will bring prestige to their programs.

Need Based

Most schools help students who are financially disadvantaged simply for the fact that they need it rather than because you demonstrate any particular gifts or talents. The government also provides students college money based on how much their parents earn and the number of children they have in college, including online colleges.

Additionally, there are groups dedicated to educating people who have limited income. You can often use their funds for any college-related expenses, not just tuition. You may conceivably have the school paying your tuition, the government paying your room and board, and a nonprofit group paying your gasoline and auto insurance.

Minority and Religion

There are countless groups dedicated to the advancement of a particular ethnic group or religion. Whatever your heritage or beliefs, chances are that some organization will fund part of your college expenses for it.

You need to search for groups that support whatever ethnicity or religion you are associated with and learn about the scholarships they offer. After preliminary approval, you might need to write an essay and commit to a certain grade point average in college before receiving their financial gift.

Leadership and Community Service

If you can demonstrate you have helped a community and been a leader to your peers, you will be able to unearth money from many sources. Schools are always looking for students who show ambition in helping others.